Terms and Conditions

Effective Date: August 2024
Last Updated: February 2026

Introduction

Welcome to Infinite Capital Solutions ("Company," "we," "us," or "our"). These Terms and Conditions ("Terms") govern your access to and use of our website, services, communications, and educational materials.

By accessing our website, submitting your information, or using our services, you agree to be bound by these Terms. If you do not agree, you should not use our services.

Eligibility Requirement (18 Years or Older)

You must be at least eighteen (18) years of age to access this website, submit your information, or use our services.

By using our website or services, you represent and warrant that:

• You are at least eighteen (18) years old
• You have the legal capacity to enter into binding agreements
• All information you provide is truthful and accurate

We do not knowingly collect or solicit information from individuals under the age of 18. If we discover that information has been submitted by someone under 18, we reserve the right to delete such information and terminate access immediately.

Definitions

Policyholder: An individual or entity that holds a life insurance policy issued by a third-party insurance carrier.

Coverage: The benefits and protections provided under an insurance policy issued by a third-party carrier.

Premium: The payment required by the insurance carrier to maintain coverage.

Services: Educational services, consultations, marketing communications, and assistance with insurance policy applications provided by Infinite Capital Solutions.

Services Offered

Infinite Capital Solutions provides educational services, consultations, and assistance related to life insurance products and financial strategies, including infinite banking concepts.

We assist clients in understanding and applying for life insurance policies offered by licensed third-party insurance carriers.

Infinite Capital Solutions is not an insurance carrier and does not issue insurance policies directly.

All insurance policies are issued and governed solely by the respective insurance carrier.

User Obligations

By using our services, you agree to:

Accurate Information
Provide accurate, current, and complete information when submitting forms or requesting services.

Legal Compliance
Use our services only for lawful purposes and in compliance with all applicable laws and regulations.

Personal Responsibility
Review and understand the terms, conditions, and obligations associated with any insurance policy issued by a third-party carrier.

Failure to comply may result in termination of services.

Marketing Communications

By submitting your information through our website, advertisements, scheduling tools, or forms, you expressly consent to receive communications from Infinite Capital Solutions via:

• Phone calls
• SMS text messages
• Email communications
• Automated communication systems

These communications may include:

• Appointment reminders
• Service updates
• Educational information
• Promotional communications

You may opt out at any time by following unsubscribe instructions or contacting us directly.

Consent to Be Contacted

By submitting your information, you expressly consent to be contacted by Infinite Capital Solutions using manual or automated technology, including phone calls, SMS messages, and email, even if your number is listed on a federal or state Do Not Call registry.

Consent is not a condition of purchase.

SMS Communications and Consent

By providing your phone number, you consent to receive SMS text messages from Infinite Capital Solutions.

These messages may include:

• Appointment confirmations
• Service notifications
• Educational content
• Promotional communications

Message frequency varies.

Message and data rates may apply.

You may opt out at any time by replying STOP.

For assistance, reply HELP or contact us at:
[email protected]

We do not sell, rent, or share your phone number with third parties or affiliates for marketing purposes.

Mobile carriers are not liable for delayed or undelivered messages.

Policy Terms

All insurance policies are issued and governed exclusively by third-party insurance carriers.

Infinite Capital Solutions does not control or alter insurance carrier policy terms, conditions, premiums, coverage, or benefits.

You are responsible for reviewing and understanding your policy directly with the insurance carrier.

Use of Information

We use your information solely to:

• Provide requested services
• Communicate with you
• Improve our services
• Deliver educational and promotional communications

We do not sell your personal information.

No Financial, Legal, or Tax Advice

Infinite Capital Solutions provides educational and informational services only.

We do not provide financial, legal, tax, or investment advice.

We are not acting as your fiduciary, financial advisor, attorney, or tax professional.

You are responsible for consulting licensed professionals before making financial decisions.

We make no guarantees regarding financial performance or outcomes.

Disclaimers

No Guarantees
We make no guarantees regarding insurance approval, performance, or financial outcomes.

Third-Party Services
Insurance products are issued and controlled by third-party insurance carriers.

We are not responsible for carrier decisions, underwriting, claims, or policy performance.

Limitation of Liability

To the fullest extent permitted by law, Infinite Capital Solutions shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of our website or services.

Our total liability shall not exceed the amount paid to us, if any, for services rendered.

Intellectual Property

All website content, logos, trademarks, and materials are the property of Infinite Capital Solutions.

You may not copy, reproduce, distribute, or use our content without written permission.

Unauthorized use may result in legal action.

Website Use

You agree not to:

• Use this website for unlawful purposes
• Attempt unauthorized access
• Interfere with website operation

We reserve the right to terminate access for violations.

Termination

We reserve the right to suspend or terminate access to our services at any time for violations of these Terms or misuse of our services.

Governing Law

These Terms are governed by the laws of the State of Florida.

Any disputes shall be resolved exclusively in courts located in Miami, Florida.

Amendments

We may update these Terms at any time.

Updates will be posted on this page with a revised effective date.

Continued use of our services constitutes acceptance of updated Terms.

Contact Information

Infinite Capital Solutions
Phone: 305-345-9102
Email: [email protected]
Website: https://myinfinitecapital.com

Entire Agreement

These Terms and our Privacy Policy https://myinfinitecapital.com/privacy constitute the complete agreement between you and Infinite Capital Solutions.

If any provision is found unenforceable, the remaining provisions remain in effect.